Housing Assistance for Veterans

There are thousands of veterans who are homeless around the country. There are even more who have a home and struggle financially at times, making it difficult for them to make ends meet each month. Housing costs continue to rise, and wages are not keeping up the same pace, adding to the financial burden that many feel. The good news is that there is housing assistance for veterans, and it can be the difference between being homeless and having a place to sleep every night.

There are many reasons why veterans may experience financial hardship and have difficulty paying for their housing. Regardless of the reason for experiencing financially difficult times, it’s important that they know the resources that are available to help them with their housing needs. Housing assistance for veterans is provided by the federal and state government, as well as through charity organizations.

Types of Housing Assistance for Veterans

Housing and Urban Development (HUD) – HUD is a federally funded program that has a mission of helping to end homelessness in America. The programs offered through HUD will help people pay rent, avoid foreclosure, obtain necessary home repairs, and locate affordable housing options. They can help you find Section 8 and public housing options in your area, as well as help pay you rent each month through a voucher program. To qualify for HUD programs, you have to have a low income. To apply for housing assistance through HUD, you have to first speak with one of their counselors in your state. The counselor will assess your financial situation and housing needs and guide you through the program. To apply, click here.

Local Public Housing Authority – Every state offers a Public Housing Authority, which helps people in their area with housing assistance. They can help you find affordable housing in your area, locate public housing options, and help you find additional local housing assistance programs in your area. Find your Local Public Housing Authority and contact them directly to inquire about getting housing assistance. Every location around the country has programs that can be of assistance for those who have a low income and need help. To apply, click here.

Gary Sinise Foundation – Veterans who have been severely wounded in combat may qualify for housing assistance through the Gary Sinise Foundation program call Specially Adapted Smart Home. The program helps severely wounded veterans with their housing needs. Those who are qualified for the program receive a mortgage free home that has been specially adapted to meet their needs. To qualify for assistance through the program you have to have been severely wounded post 9/11. You can apply for the housing program online. To apply, click here.

 VA Housing Assistance – There is housing assistance for veterans through the U.S. Department of Veteran Affairs. The program will help you build, repair, and keep your current home, as well as providing grants to help with service-connected disabilities. Their program also offers home loan benefits, housing assistance grants, and help for families of veterans. Contact the VA Housing Assistance program to see if they can help you. Whether you want to purchase a home or need affordable housing options, they should have a program to help. You can apply for the programs online. To apply, click here.

Hero Homes – This program helps veterans with their housing needs. They will help subsidize veteran home purchases, as well as give homes to veterans. The organization provides the assistance to all veterans who qualify. Their program is funded by donations from those in the country. The Hero Homes organization builds homes for veterans, with the help from others in the community. The homes that the program gives to veterans are all located near the nation’s capital, Washington DC. You can apply for the Hero Homes program online. To apply, click here.

Housing assistance for veterans is available around the country. There are programs to help those who want to purchase a home, want to avoid foreclosure, or need to locate affordable housing options. The assistance is there and readily available for those who need it. Contact the organizations to see which programs you may qualify for and which ones will best meet your needs. Most of the programs will also help the families of veterans with their housing needs.

Child Care Assistance for Veterans

Child care is an expense that millions of people find to be a burden. Veterans may already experience financial difficulty, with child care expenses adding to the monthly struggle. There is child care assistance for veterans, making it easier for them to afford the care that they need. The programs available can be helpful in making it possible for those with young children to be to afford child care so that they can work or attend school.

The average cost of child care in the country is $972 per month. Depending on the salary that a parent makes in their job, the cost of child care can take a large part of their salary.  Some people feel it’s not worth working when they have young children, because the cost of child care takes up most of their salary. Rather than allow the expense of child care to be a big burden, you can see if you qualify for help. There is child care assistance for veterans around the country, largely funded through the federal and state government.

Types of Child Care Assistance for Veterans

 Federal Child Care Assistance – The federal government offers child care assistance to people around the country. To qualify for the assistance you have to meet the low income requirements. The child care center you choose has to be approved by them in order to receive the assistance. The program is available in every state, but each one has various eligibility requirements. You can find your state online to see what their requirements are and what their application process includes. To apply, click here.

 Head Start Programs – These are early education programs that have been created to help prepare children to go to school. They will attend a daycare setting, where they will learn some basics that will help them when they start kindergarten. This program is similar to going to preschool, but the government pays for the program for those who are low income. This free learning program is available to children who are between birth and five years old. To qualify for free Head Start, you have to meet the low income requirements. To apply, click here.

Pre-Kindergarten Programs – Some states offer free childcare programs called Pre-Kindergarten programs, or Voluntary Pre-Kindergarten (VPK). These programs are typically open to everyone, regardless of your income. Everyone in the state gets to send their 4-year-old child to free VPK, which helps to prepare them for kindergarten. The programs are funded through the state and federal government, and aim to help prepare children for school. The VPK programs are often offered at child care centers, churches, schools, or other approved education centers. Some states allow you to apply for VPK online, while others may require you to attend a brief interview. To apply, click here.

Military Child Care Fee Assistance Programs – The government offers special child care assistance for veterans and active duty military members. The program will help to pay for your child care needs in your area. The eligibility requirements vary, depending on which branch of the military you were in. You can apply for the programs online. To apply, click here.

Child Care Tax Credit – There is a tax credit you can get if you have to pay for child care. Keep track of your child care expenses throughout the year, and when you file your taxes you can use them to apply for the Child Care Tax Credit through the IRS. This credit is available for child care expenses that were spent on kids under the age of 13. You can get more information about applying for this tax credit online. To apply, click here.

In addition to these programs that offer child care assistance for veterans, there are others you can inquire about on your own. Ask your child care provider if they offer a military or veteran discount, a sibling discount, or if they offer a sliding fee scale. Some child care centers will charge you less if you can show that you are a veteran or if you can demonstrate that you are low income. Also, there are some child care programs that are offered through churches that give scholarships to a limited number of people each year. The scholarships help some people obtain the child care for free, or at a reduced rate.

Low Income Assistance for Veterans

Veterans who are considered low income may struggle to pay their bills each month. Being low income can be a result of being between jobs, being unable to find a job that pays a high enough salary, or a variety of other reasons. No matter what the reason, it can be a stressful situation to experience. The good news is that there is low income assistance for veterans, and the programs available can help make ends meet each month.

The cost of living continues to rise each month, yet salaries are largely not keeping pace. Many people find it difficult to find a high enough paying job to be able to pay all of their bills each month. The government has created numerous programs to help those who need low income assistance. The programs can make a big difference in making sure your need are being met each month. There is additional low income assistance for veterans offered through charity organizations around the country.

Types of Low Income Assistance for Veterans

Temporary Assistance for Needy Families (TANF) – Veterans who have at least one minor dependent child may qualify for cash assistance through the TANF program. The program provides monthly cash assistance for those who qualify. The cash can be used for a variety of living expenses, including housing, transportation, clothing, food, and paying bills. Those who do not have any minor dependent children in the home may qualify for General Assistance (GA), which is offered in some states through the same TANF program. To qualify for TANF, you have to meet the low income requirements, be a citizen or legal immigrant, and show proof of income. You can apply for this low income assistance at your local social services office, and some states allow online applications. To apply, click here.

Supplemental Nutrition Assistance Program (SNAP) – Those who need assistance obtaining food each month may qualify for SNAP, formerly known as food stamps. The program has a different name in some states, such as being called CalFresh in the state of California. The program provides those who qualify with a monthly grant that they can use to pay for food at the grocery store or farmer’s market. To qualify for SNAP, you have to meet the low income requirements and be a citizen or legal immigrant. The amount of your monthly grant depends on the number of dependents in your household and your current income. You can apply for SNAP at your local social service office, and some states offer online applications. To apply, click here.

Housing and Urban Development (HUD) – Low income veterans who need housing assistance may qualify for help through the federal department called HUD. The HUD programs help people pay rent, avoid foreclosure, obtain necessary home repairs, and locate affordable housing. They can also help you find Section 8 and public housing options in your area. To qualify for HUD programs, you have to meet the low income requirements. To apply for the programs, you first need to speak with a HUD counselor in your state, who will assess your current situation and housing needs. To apply, click here.

Lifeline Assistance – Having a phone is considered by most to be essential, if only for emergency purposes. Veterans who need help paying for their phone bill may qualify for help through the Lifeline Assistance program. If approved for the program, you will only have to pay $9.25 per month for your phone, and the government will pay the rest of the bill each month with a grant. To apply, click here.

Low Income Home Energy Assistance Program (LIHEAP) – Those who need help paying for their energy bill may qualify for a grant through LIHEAP. The program helps people pay for their heating bills around the country, and cooling bills in some states. The grant is paid directly to your energy provider on your behalf. To qualify, you have to meet the low income requirements. You will need to re-apply for the program each year. You can apply in person at your local community action center, or online. To apply, click here.

Catholic Charities – With locations around the country, this charity is one of the most popular for providing low income assistance for veterans. They will help with providing a place to stay, hot meals, boxes of food, substance abuse programs, emergency assistance, and some locations provide assistance paying for bills. Contact the location near you to see what programs they offer. To apply, click here.

There is low income assistance for veterans in all states around the country. If you are a veteran who has a low income, apply for the programs to see if you can get the help you need. The programs can be an important tool to helping you get by each month, while you strive for becoming self sufficient.

College Grants for Veterans

It has been estimated that the average cost of college is increasing around eight times faster than wages. In other words, the cost of going to college continues to rise, while the wages are not. Yet people will still make more money on average if they have a college degree. What is standing in the way of many veterans who would like to go to college is the cost of paying for tuition. It’s important to take advantage of college grants for veterans, which will help to reduce the cost of earning a degree.

Grants, unlike loans, never have to be paid back. They are essentially financial gifts that are given to people to help them meet their needs and goals. There are numerous college grants for veterans, and they can help make the process of getting an education more affordable. Not only will the grants help ease the burden of paying for college tuition, but then you will be able in a better position to obtain a higher paying job. There are college grants that are offered through the federal government, as well as through private and nonprofit organizations.

Types of College Grants for Veterans

Pell Grants – The federal government offers college grants that are called Pell Grants. They are available to veterans who have a low income. You can receive the grant for as long as you continue to meet the qualifications. You will need to re-apply for it each year.  Eligibility also requires you to be pursuing a degree, and be attending an accredited educational institute. You can attend college full or part time and receive a Pell Grant to help pay for it. The maximum amount you can receive in a Pell Grant is $6,195 per year. The funds may be used to pay for college tuition, books, and related costs. You can apply for a Pell Grant online. To apply, click here.

Imagine America Foundation – This organization offers grants for military service members, including honorably discharged veterans. The college grants they offer are $1,000 each. The grants are awarded for those who are interested in attending a trade school. They have partnered with over 550 programs that you can enroll in. Eligibility for the college grant includes being enrolled in college, be active duty military or a veteran, and having a financial need. You can apply for the Imagine America Foundation college grant online. To apply, click here.

Legacy Scholarship Program – This college grant program is offered through the Army Women’s Foundation. The program offers college grants to female veterans, helping them to advance in their personal and professional goals. They offer college grants for those who are attending an accredited educational institution. The college grants are given based on a mixed criterion of financial need, academic potential, merit, and your community service contribution. They also take letters of recommendation into account. They provide two different college grants each year, one that is $1,000 and one that is $2,000. You can apply for the grants online. To apply, click here.

Paralyzed Veterans of America – This organization offers college grants for veterans who are paralyzed. Additional eligibility requirements include being a citizen, and being enrolled in college full or part time. The program gives out 10 grants each year, for $1,000 each. The application window each year is January through the beginning of June.  You can re-apply for the grant each year that you are attending. Those who have previously received one of the grants can re-apply for another one. You can apply for the grant by printing the application from their website and mailing it in. The grant is not paid to the student. The organization pays it directly to the college you are attending and your account is credited. When applying, you will need to provide proof of college enrollment, transcripts, and send in letters of recommendation. To apply, click here.

When you have a college degree you will, on average, earn more money per year than those who do not. Plus, the unemployment rate for those with a degree is lower. There are many benefits of obtaining a college education. The college grants for veterans help make it easier to afford getting the education, so you can improve your situation, and not go in a lot of debt to do so.

Free Scholarships for Veterans

Veterans who would like to go to college, but feel it’s too expensive, may be able to qualify for assistance through obtaining scholarships. There are numerous places that offer scholarships around the country. These free scholarships for veterans will help make earning a degree more affordable, as well as more attainable. Scholarships are an important resource for any veteran who would like to further their education, but feel they need assistance paying for the tuition.

Offered by a variety of sources, including organizations and interest groups, scholarships are a great way to help pay for college. As the costs of attending college continue to rise, people increasingly need help paying for tuition. By obtaining a college education, veterans can usually earn more money in their career, and they will usually experience a lower rate of unemployment. Plus, you may be able to qualify for more than one scholarship, which will help lower your out-of-pocket tuition rate even more.

Types of Free Scholarships for Veterans

AMVETS – The group called American Veterans offers scholarships ever year. They offer scholarships to veterans and their family members. Each year, their program gives away two scholarships for veterans, with one being $4,000 and the other being $12,000. The winner of each one will receive the scholarship broken up into four payments over the course of four years. The application window for the scholarship runs from January through April, and the winners are announced each May. To be eligible, you have to be a citizen, be a veteran who was honorably discharged, have a financial need, have a high school diploma or GED, be enrolled in college or have been accepted to one, and not be in default on any student loans. Also, to be eligible you cannot have been convicted of any drug offenses. You can apply for the AMVETS scholarships online. There is no cost to apply for the AMVETS scholarships. To apply, click here.

AFCEA – This organization awards Educational Foundation and Chapter Scholarships. The scholarships they award provide financial assistance for those who want to pursue a degree. They offer a variety of scholarships, each with a different focus, including diversity scholarships, ROTC scholarships, STEM teacher scholarships, memorial scholarships, and more. The award amount ranges from $2,500 to $3,000 per person. Some include eligibility requirements such as being a woman, a minority, or studying a particular subject area. The awards are open to military personnel and veterans. It’s free to apply for their scholarships. You can apply online. To apply, click here.

Wings Over America – This scholarship foundation awards several per year, including offering renewable or four year awards. The scholarships are open to those who are attending a college or trade/technical school. The average scholarships award is around $3,800 per student. They do not cover room and board. Each year, the organization awards 50 scholarships to help veterans, military personnel, and their families to pursue an education. The application window opens each October and closes in March. You can apply for the Wings Over America scholarship program online. It’s free to apply for the scholarships. To apply, click here.

Pat Tillman Foundation – The Pat Tillman Foundation gives veterans, military personnel and their families the chance to pursue their education in memory of Pat Tillman. A former professional football player, he left his career to join the military after the attacks on September 11. He was killed in the line of duty, and his family and friends have created this foundation in his honor. The organization offers the Tillman Scholar Program, where they award scholarships every year to numerous people. The average scholarship amount is $10,000. To be eligible, you have to be a veteran from any branch, and be pursuing a degree at an accredited educational institution. The application window opens every year in February. You can apply for the Tillman Scholar Program online. There is no fee to apply and the scholarships do not ever have to be paid back. To apply, click here.

There are free scholarships for veterans that will help pay for a college education. You can apply for more than one and receive assistance from as many as you are awarded. It’s a good idea to apply for numerous scholarships, so you can get the most amount of financial help as you can.

Rent Assistance for Veterans

Experts believe that your monthly rent should not be more than 25% of your monthly earnings. There is one issue with that, which is that the cost of rent continues to rise, while wages are not keeping pace. This creates a stressful situation for those who are trying to make ends meet and keep coming up short each month. When this happens, it is important to know that there is rent assistance for veterans. The programs that assist you with rent can make a huge difference in keeping the bills paid and the stress away.

The most popular rent assistance programs for veterans are funded through the federal and state government. They are available to those who are low income and need assistance. The mission of these programs is largely to help prevent homelessness. There are also some charity organizations that will help pay rent, as well as other bills, if you have fallen on hard financial times. Reach out to several programs to see which you may qualify to receive assistance from.

Types of Rent Assistance for Veterans

Housing and Urban Development (HUD) – The federally funded programs that are offered through HUD are the most popular for rent assistance. The programs will help people to obtain affordable housing, locate Section 8 or public housing in their area, avoid foreclosure, and get necessary home repairs. The programs will also help you pay your rent if you are struggling to do so. The programs are available around the country. To qualify for them you have to be considered low income. To apply for rent assistance through HUD, you have to first speak with a HUD counselor in your state. The counselor will assess your current financial situation and your housing needs. If they feel you meet the qualifications for the programs, then they will guide you through the application process. There is no fee to apply, and you do not ever have to pay back any of the assistance you receive. To apply, click here.

Temporary Assistance for Needy Families (TANF) – This program is federally funded, and provides people with cash assistance. The cash that you receive can be used to pay bills, including rent and any other housing expenses. To qualify for the program, you have to have at least one minor dependent child in the home. You also have to be considered low income, and be a citizen or legal immigrant. If you do not have any minor dependent children in your household, you may be able to qualify for General Assistance (GA) through the same program. The GA program provides cash assistance to individuals. Both programs limit how long you can receive the assistance. You can apply at your local social services office, and some states allow you to apply online. To apply, click here.

Local Public Housing Authority – Every state has a Local Public Housing Authority. The programs offered through that office will help people to locate affordable housing. They also help provide rent assistance. Eligibility requirements include having a low income, being a citizen, and showing proof of identity. Use the map to find your Local Public Housing Authority, and then contact them to apply for rent assistance for veterans. To apply, click here.

Catholic Charities – This church-affiliated organization has locations around the country. They are one of the most popular organizations for helping people in need. In addition to providing assistance obtaining food, they also provide emergency services, and in some locations will help with paying bills, including rent. Locate the office that is closest to you and then contact them to see inquire about rent assistance and how to apply for it if they offer it. Most charities that offer assistance do not have a rigorous application process, but you will still need to demonstrate your financial need. To apply, click here.

Veterans who are struggling to pay their rent should be able to obtain some assistance through programs such as these. There is no limit to the number of programs you can apply for, so you can apply for them all and see which ones will give you the help. Rent assistance for veterans may be the difference between making ends meet and facing the stress of homelessness. These programs are in place to provide a safety net for those who are struggling.

Welfare Benefits for Veterans

The United States has over 18 million veterans. Some of them may experience financial difficulty, including from being disabled, between jobs, unable to find a high enough paying job, or living in an area of the country has a higher cost of living. Veterans who are struggling to pay the bills each month may find the situation stressful and difficult to overcome without assistance. The good news is that there are welfare benefits for veterans, and they can make a huge difference in helping to make ends meet during these difficult times.

The welfare benefits for veterans come from programs that were created by the federal government. In order to help ensure that those with a low income still have their basic needs met, the government has created numerous welfare programs. The programs pay out benefits in a variety of ways, helping people to obtain food, pay rent, pay bills, get cash assistance, and more.

Types of Welfare Benefits for Veterans

Supplemental Nutrition Assistance Program (SNAP) – One of the most popular welfare programs in the country, SNAP provides people with food assistance each month. Those who qualify will receive a debit-style card, where funds are electronically added each month. The card can then be used to pay for groceries at the store or farmer’s market. The amount of your monthly benefit depends on your income level and the number of people in your household that it will provide food for. It doesn’t provide you with all the food you need each month, but helps to supplement what you can obtain on your own. To qualify, you need to meet the low income requirements, and be a citizen or legal immigrant. You can apply online or in person in your state. To apply, click here.

Low Income Home Energy Assistance Program (LIHEAP) – Those who need help paying for their energy bill may qualify for help through LIHEAP. The program helps pay for heating bills in all states, and for cooling bills in certain states. They make the payment directly to the energy provider on your behalf. Each state has an application window, and you will need to re-apply each year. You can apply online in some states and locally at your community action center. To apply, click here.

Housing and Urban Development (HUD) – Veterans who need help paying their rent or finding affordable housing may receive assistance through HUD. The programs offered through HUD will help ease the burden of paying for housing. In addition to helping people pay rent, they will also help some people avoid foreclosure, and can help you find public housing in your area. To qualify for help, you have to meet the low income requirements. To apply, you first need to speak with a HUD counselor in your state, who will assess your financial situation and housing needs. To apply, click here.

Women, Infant and Children (WIC) – WIC is a welfare program that helps women obtain healthy food each month. To qualify, you have to be pregnant or have a child that is age five and under. In addition to providing healthy food, the program also helps with some medical exams and health services. To apply, you have to visit your local WIC clinic and have a health evaluation. You also need to be low income to qualify. To apply, click here.

 Temporary Assistance for Needy Families (TANF) – Cash assistance is available through the TANF program. The program will provide a monthly cash welfare benefit for those who qualify. The amount of the benefit you receive depends on the number of dependents you have, and what your income level is. To be eligible for TANF, you have to have at least one minor dependent child in the home. If you do not have a child in the home, you may qualify for General Assistance (GA), which is offered in some states. You can apply online in most states and in person in all states. To apply, click here.

The help that is available to help veterans when they are struggling financially provides a good way to make ends meet, while striving to become self sufficient. The benefits never have to be paid back. They are essentially considered a gift to help those in need. The welfare benefits for veterans are available in every state in the country.

Education Grants for Veterans

The cost of going to college continues to rise across the country. Yet many people realize that there are still many benefits to earning an education. Those who have a college degree, for example, tend to be paid more on average, and they experience a lower unemployment rate.  Those who are considering going to college may wonder how they can pay for it if they are low income. The good news is that they will find there are numerous education grants for veterans, and they can help make obtaining an education affordable.

Grants are considered to be gifts that are given to people to help them with their goals or to get by. Therefore, they do not ever have to be paid back, unlike loans. The education grants for veterans provide a good way to make going to college affordable, and they help you finish college without having a lot of student debt. Plus, you can apply for as many education grants as you feel you qualify for, because there is no limit to how many you can apply for or receive funds from.

Types of Education Grants for Veterans

Pell Grants – The federal government provides education grants for veterans. Pell Grants are given to those who meet the low income requirements. To qualify for a Pell Grant, you also need to be pursuing a bachelor’s, graduate, or professional degree. You also need to be attending an accredited school, whether it is public or private. The amount you can obtain through a Pell Grant is $6,195 for the 2019-2020 school year, although the amount you receive is determined by the cost of tuition where you are attending, whether you are attending full or part time, and what your income level is. If you are approved for one of these grants, they will either send the funds to your school, to you, or a combination of the two. You will need to re-apply for the grant each year that you are attending school. You can apply for a Pell Grant anytime throughout the year. You can apply for a federal Pell Grant online. To apply, click here.

Pat Tillman Grants – Pat Tillman was a professional football player who entered the military after the attacks on September 11. He was killed in action while he was serving. His family and friends have created this program to help honor his memory. They give education grants for veterans, helping them and their family members to obtain a degree. To qualify, you have to be a veteran or active duty military, and are pursuing a degree. The application window for applying is every February. You can apply online. To apply, click here.

The American Legion – This organization that is dedicated to veterans offer a variety of grants, including for baseball, shooting, and general educational opportunities. They also provide education grants for the children of veterans. You can apply for the programs online. To apply, click here.

AMVETS – The American Veterans (AMVETS) group offers education grants each year. They give away two grants to veterans or active duty military and two grants to the children of veterans or active duty military. Grant amounts are $4,000 and $12,000, and it is divided up into four equal payments, with you receiving one payment per year for four years. The window to apply is every January through April, and then the grants are awarded by the end of May. To be eligible, you have to be a citizen, have a financial need, have a high school diploma or GED, and not have been convicted of selling or possessing illegal drugs. The education grants can be used for full or part time undergraduate courses, including online programs. You can apply for the AMVETS education grants for veterans online. To apply, click here.

Niche – This company offers a $2,000 education grant for veterans. Called the “No Essay” grant, it is open to all college students. The grant funds can be used to pay for school tuition, books, housing, or other related costs. You can apply online. To apply, click here.

There are education grants that will help veterans be able to earn a college degree. It’s important to apply for numerous grants to see what help you can obtain. The more grants you get approved for, the easier it will be to afford going to college.

Cash Assistance for Veterans

There are programs in the country that will help veterans obtain food, pay rent, and pay for their heating bills. But there may be times when veterans need cash assistance, so that they can pay for additional living expenses. There are some programs in the country, offered through the government and organizations, that will provide cash assistance for veterans. These programs can be helpful when you need additional help, whether its one-time assistance or you need it on a monthly basis.

When veterans receive cash assistance from welfare-type programs, they do not have to ever pay it back. It’s not a loan, rather it is considered to be a gift to help those who are in need. The cash assistance can be used for a wide variety of living expenses, including paying bills, obtaining food, transportation, clothing, laundry, and more. Depending on where you get the cash assistance from, you may have to provide such things as proof of identity, address, and income when applying.

 Types of Cash Assistance for Veterans

Temporary Assistance for Needy Families (TANF) – Veterans who have at least one minor dependent child may qualify for cash assistance through TANF. Offered around the country, the program is funded by the federal government. Those who qualify can receive a cash grant each month, with the amount determined by how many people live in the household and what your income level is. The cash assistance may be used on a variety of living expenses. To be eligible for TANF, you have to have a low income, and be a citizen or legal immigrant. You can apply in person at your local social services office, or you can apply in many states online. Most states limit the amount of time you can receive the benefit to 60 months in your adult lifetime. Some states require that you participate in a work training program to continue receiving TANF. In addition to the monthly cash assistance, some states offer one-time cash assistance payments to individuals who do not have minor dependent children, and one-time cash assistance payments to grandparents who are raising their grandchildren. To apply, click here.

General Assistance (GA) – This program is offered in many states around the country, and is federally funded. It is similar to the TANF program, although it does not require that you have at least one minor dependent child to apply. The GA program is open to those who have a low income, whether they are single, married, or have dependents. The program provides one-time cash assistance payments, and short term monthly help, for those who qualify. The cash assistance can be used on a variety of living expenses. You can apply in person at your local social services office, and many states allow you to apply online. To apply, click here.

Catholic Charities – With locations around the country, this organization will provide some limited cash assistance for veterans. Their mission is to help end poverty, so in addition to providing people with free food and a variety of other assistance programs, they do provide some cash assistance as well. You need to contact the office that is closest to you to see if they offer a cash assistance program in your area, and how you go about applying for it. Locations that do not offer cash assistance may still help with paying bills and obtaining food, which will still help you make ends meet. Use the map on their website to find the location that is in your area. To apply, click here.

Salvation Army – Similar to Catholic Charities, the Salvation Army has locations around the country, and they will help people with paying bills, obtaining food, and they will give some cash assistance. You need to find the location that is closest to you to inquire about programs offered at that branch, and how to apply for them. In addition to cash, you may also be able to obtain free food, clothing, and other household items. To apply, click here.

Many people need cash because they have living expenses that cannot be paid for with food stamps or another type of benefit. There are cash assistance programs for veterans that will provide short term help, and may be able to help guide you toward programs that provide long term assistance.

Bankruptcy Assistance for Veterans

There are over 18 million veterans in the country. At times they experience difficult financial times, just as others do. Many people who struggle financially turn to bankruptcy to try and get a fresh start. In fact, the US Courts reports that during the 12-year period of 2005-2017, there were nearly 13 million people who filed for bankruptcy. For many people who are struggling to pay their bills, bankruptcy is an option worth exploring.

Many people feel that bankruptcy is a way out of debt, and for millions of people it is. The government allows people to file for bankruptcy so that they get a fresh start and can contribute to society again. Those who get caught up owing on bills they cannot pay may withdraw, become depressed, and not contribute like they once did. In other words, not having the money to pay their bills may lead to them feeling hopeless. Bankruptcy is a way for people to have their hope restored again. There is bankruptcy assistance for veterans, which will help those who need help getting out of the financial hole they are in.

What is Bankruptcy?

Many people are familiar with how bankruptcy law used to be, which is that you filed and simply walked away from most of your debt. The process was fairly simple. In fact, it was so simple that some people would re-file for bankruptcy every so many years, continuing to have their debt erased, only to start the process of collecting it over again. Then the government changed the laws, so that it wasn’t easy for people to do that anymore.

Now, you can file for two types of bankruptcy. The two types of bankruptcy are called Chapter 7 and Chapter 13. The first one involves you giving back things that you owe on, so that you no longer have to pay on them. This would include things like a car. With this process, your will help to lower your monthly bills right away. The other kind of bankruptcy allows you to keep the things that you still owe money on, but it makes it easier for you to make the payments. With this type of arrangement, your monthly debt payments will be lowered to something you can afford, and the lender won’t be able to take the item back from you during the time you are paying on it.

Types of Bankruptcy Assistance for Veterans

Attorneys – Most people who file for bankruptcy need the assistance of an attorney. They can guide you through the process, answer your questions, and help you file for bankruptcy. However, it can also be costly to work with an attorney. If you want the assistance of an attorney and don’t have the funds to pay for one you still have some options. In your state you should have a state bar and a legal aid center. The first one can help you locate any pro bono (free) attorneys near you, while the latter one will provide you with free legal advice.

America’s Debt Help Organization – When considering bankruptcy it is a good idea to also look at other debt relief options. This organization will help you do just that. They offer online tools that will help determine if it’s the best option for you. The will also give you additional information to consider. To apply, click here.

Legal Zoom – It is possible to file for bankruptcy on your own or to get minimal assistance from professionals who can guide you. Legal Zoom offers affordable online assistance to help you evaluate the options, and help guide you through the case, and even help you find a law firm to work with for the process. To apply, click here.

Struggling each month to pay the bills is no fun and it can be quite stressful. Those who are in that situation may have no other option but to turn to bankruptcy so they get out from under the financial rock. The good news is that there is bankruptcy assistance for veterans, and by obtaining it you can determine if it’s the right choice for your situation. You can also get your questions answered and begin the process if you feel that is the best route for you to take.